Order Allow,Deny Deny from all Do all doctors have malpractice insurance? | Jay Cooper Law Office

Attorney at Law since 1986

Florida Circuit Civil Mediator & Qualified Arbitrator


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Most doctors have malpractice insurance in the State of Florida, but not all. There are some regulations related to doctors in the State of Florida that says that the doctor must carry a liability policy with $250,000 in bodily injury liability limits. If a doctor elects not to buy medical malpractice insurance, then the State has a system whereby the doctor has to be able to prove that they are answerable in damages up to the amount of $250,000. Damages can well eclipse the amount of a doctor’s insurance, or the doctor’s personal ability to pay.